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A full service law firm with a variety of skills and expertise. The Ewaniszyk Law Firm can help protect your rights and ensure that your voice is heard. We will work hard to protect you.
Bankruptcy laws are put into place to help people who have accumulated too much debt and can no longer pay their creditors.
These laws allow people who are in debt the opportunity to start over through various bankruptcy options and alternatives.
If you are in need, the Ewaniszyk Law Firm can help you file a Chapter 7 bankruptcy case in San Bernardino County.
How can the Ewaniszyk Law Firm help you with your potential Bankruptcy case?
A common bankruptcy case in the High Desert area of California involves an individual or a business seeking relief from overwhelming debt. In a bankruptcy case, the debtor (the person or business seeking relief) can have their debts discharged, which means that they are no longer legally responsible for paying them.
To file for bankruptcy, the debtor must meet certain eligibility requirements and file a petition with the bankruptcy court. The debtor must also complete a credit counseling course and attend a meeting with the bankruptcy trustee, where they will be questioned about their finances and their ability to pay their debts.
If the bankruptcy petition is approved, the debtor's assets may be sold to pay off their creditors. The debtor may be able to keep certain exempt assets, such as their home, car, and personal property, depending on the type of bankruptcy they file and the exemptions available under California law.
There are two main types of bankruptcy that individuals can file in the high desert area of California: Chapter 7 bankruptcy and Chapter 13 bankruptcy. Chapter 7 bankruptcy involves the liquidation of the debtor's assets to pay off their debts, while Chapter 13 bankruptcy involves the debtor entering into a repayment plan to pay off their debts over a period of time.
The bankruptcy process can be complex and may involve legal issues, such as disputes with creditors or challenges to the debtor's eligibility to file for bankruptcy. A bankruptcy attorney can help a debtor navigate the process and advocate for their rights.